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OCR BANK-Scan: Debit and Credit Bank Card Scanner

Seamlessly integrate the SDK for precise credit card scanning, offering extensive support for various formats and environments, ensuring secure and efficient recognition.

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Excellence in Bank Card Scanning

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ZeusTech integrated MRZ scanning by OCR Studio into its hospitality applications
GKD Global partners with AI ID recognition systems developer OCR Studio for automatic documents clearing services

What Is On-Premise OCR?

The core idea behind OCR Studio is Data Privacy.
In line with this idea, we created on-premise solutions.

On-premise OCR means all data is processed offline directly in the local memory (RAM) and never leaves the client’s device, which allows us to ensure an unrivaled level of data privacy for our clients.

Key Benefits of Our Approach:

Learn more about Data Privacy

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The Ultimate Bank Card Scanning Solution

AI driven payment automation with our universal tool – compatible with any bank card format, adaptable to any environment, and ready for seamless integration!

OCR BANK-scan for Apps and Web

Versatile SDK for Your App or Web Site

Credit card scanner app with on-premise SDK for smartphones, desktops, or server-side applications.

Ultra-Fast Scanning

Scans any credit or debit card on a modern smartphone in as little as 0.09 seconds per frame.

Rapid and Precise Recognition

Fast and accurate recognition, even from a web-camera.

WebAssembly SDK Integration

Integrate the credit or debit card scanner seamlessly into PWAs and web apps.

Universal Tool for Payment Automation

High Accuracy Scanning

Recognizes bank card number with an accuracy rate of 99.6% and higher.

PCI DSS-friendly

On-premise credit card scanner compatible with PCI DSS-compliant applications and supports secure credit card scanning for payment workflows.

Extensive Payment Systems Support

Out-of-the-box support for credit and debit card formats from 21 payment systems, including Visa, Mastercard, UnionPay, and American Express.

Full Card Scanning

Scans all bank card details, including card number, expiry date, cardholder name, security code, and additional information.

Support for Any Bank Card Format

Support for Any Bank Card Format

Detects and recognizes the bank card number without needing to see the entire card.

Versatile Card Type Support

Compatible with embossed credit cards, as well as cards produced with thermal, indent, or regular printing techniques.

Flexible Template Compatibility

Supports vertical credit card templates and card number formats in 1-line, 2-line or 4-line layouts, as well as IBAN cards.

Unrestricted Credit Card Scanning

Flexible Position Recognition

Recognizes bank cards without exact positioning, even if not all sides are visible.

Versatile Angle Scanning

Scans credit and debit cards accurately from any capture angle in photos and video streams using OCR credit card scanner technology.

Adaptable to Lighting Conditions

Supports scanning in various lighting conditions, including insufficient or excessive illumination.

Resilient Performance

Robust against high-contrast shadows, highlights, and low-resolution inputs.

SDK for International Passport Scanning

WebAssembly SDK with Seamless Multi-Platform Integration

Integrate with flexible APIs, multi-platform SDKs, and in-browser scanning capabilities for enhanced payment solutions.

Seamless On-Premise Credit Card Scanner Integration

Advanced Recognition Features

Provides confidence scores for bank card fields, found object coordinates, user-defined data masking, and more.

WebAssembly SDK

Enables in-browser scanning of bank cards, compatible with all modern web browsers.

Mobile Framework Compatibility

Supports React Native and Flutter for mobile app development.

Comprehensive Usage Examples

Includes practical examples for all supported integration methods.

Diverse Bank Cards Scanner Integration Options

Flexible Integration Options

Offers a REST API for low-code credit card scanner integration and native APIs for C++, C#, Java, and Python.

Multi-Platform SDKs

Available for Android, iOS, Windows, and Linux.

Wide CPU Architecture Support

Compatible with x86, x86_64, ARMv7, ARMv8, and ARMv9 (AArch32 and AArch64) architectures.

Here’s how to scan bank card using our SDK

# Python
engine_instance = ocrstudiosdk.OCRStudioSDKInstance.CreateFromPath(<PATH_TO_CONFIGURATION_FILE>)
session = engine_instance.CreateSession(
  <SIGNATURE>,
  "{\"session_type\": \"document_recognition\", \"target_group_type\": \"default\", \"target_masks\": \"card.*\"}"
)
image = ocrstudiosdk.OCRStudioSDKImage.CreateFromFile(<PATH_TO_IMAGE>)
session.ProcessImage(image)

result = session.CurrentResult()
target = result.TargetByIndex(0)
item_it = target.ItemsBegin('string')
while not item_it.IsEqualTo(target.ItemsEnd('string')):
  name = item_it.Item().Name()
  value = item_it.Item().Value()
  item_it.Step()
// Java
OCRStudioSDKInstance engine_instance = OCRStudioSDKInstance.CreateFromPath(<PATH_TO_CONFIGURATION_FILE>);
OCRStudioSDKSession session = engine_instance.CreateSession(<SIGNATURE>,
  "{\"session_type\": \"document_recognition\", \"target_group_type\": \"default\", \"target_masks\": \"card.*\"}");
OCRStudioSDKImage image = OCRStudioSDKImage.CreateFromFile(<PATH_TO_IMAGE>);
session.ProcessImage(image);
OCRStudioSDKResult result = session.CurrentResult();
OCRStudioSDKTarget target = result.TargetByIndex(0);
for (OCRStudioSDKItemIterator item_it = target.ItemsBegin("string"); !item_it.IsEqualTo(target.ItemsEnd("string")); item_it.Step()) {
  String name = item_it.Item().Name();
  String value = item_it.Item().Value();
  }
// C#
ocrstudio.OCRStudioSDKInstance engine_instance = ocrstudio.OCRStudioSDKInstance.CreateFromPath(<PATH_TO_CONFIGURATION_FILE>);
ocrstudio.OCRStudioSDKSession session = engine_instance.CreateSession(<SIGNATURE>,
  "{\"session_type\": \"document_recognition\", \"target_group_type\": \"default\", \"target_masks\": \"card.*\"}");
ocrstudio.OCRStudioSDKImage image = ocrstudio.OCRStudioSDKImage.CreateFromFile(<PATH_TO_IMAGE>);
session.ProcessImage(image);

ocrstudio.OCRStudioSDKResult result = session.CurrentResult();
ocrstudio.OCRStudioSDKTarget target = result.TargetByIndex(0);
for (OCRStudioSDKItemIterator item_it = target.ItemsBegin("string"); !item_it.IsEqualTo(target.ItemsEnd("string")); item_it.Step()) {
  String name = item_it.Item().Name();
  String value = item_it.Item().Value();
  }
// C++
std::unique_ptr<ocrstudio::OCRStudioSDKInstance> engine_instance(ocrstudio::OCRStudioSDKInstance::CreateFromPath(<PATH_TO_CONFIGURATION_FILE>));
std::unique_ptr<ocrstudio::OCRStudioSDKSession> session(engine_instance->CreateSession(<SIGNATURE>,
  "{\"session_type\": \"document_recognition\", \"target_group_type\": \"default\", \"target_masks\": \"card.*\"}"));
std::unique_ptr<ocrstudio::OCRStudioSDKImage> image(ocrstudio::OCRStudioSDKImage::CreateFromFile(<PATH_TO_IMAGE>));
session->ProcessImage(*image);
const ocrstudio::OCRStudioSDKResult& result = session->CurrentResult();
const ocrstudio::OCRStudioSDKTarget& target = result.TargetByIndex(0);
for (auto item_it = target.ItemsBegin("string"); item_it != target.ItemsEnd("string"); item_it.Step()) {
  string name = item_it.Item().Name();
  string value = item_it.Item().Value();
  }
// JavaScript
importScripts("ocrstudiosdk_wasm.js")
OCRSTUDIOSDK = await OCRStudioSDK(module)
instance = new OCRSTUDIOSDK.OCRStudioSDKInstance(
  "{ \"enable_lazy_initialization\": false, \"enable_delayed_initialization\": true, \"initialization_num_threads\": 1}"
)
spawnedSession = instance.CreateSession("<signature>", "<session_params>")
// <input type="file" id="file-selector"> must exist in HTML
fileSelector = document.querySelector("#file-selector")
fileSelector.addEventListener("change", (event) => {
  reader = new FileReader()
  reader.addEventListener("load", (event) => {
    imageData = event.target.result
    image = OCRSTUDIOSDK.CreateFromFileBuffer(imageData)
    spawnedSession.ProcessImage(image)
    result = spawnedSession.CurrentResult()
  })
})

Example output

expiry_date: 08/28
name: AHMED SAEED AL MANSOORI
number: 9000 1234 5678 9000
For more information, please visit Developer section
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Data Privacy

Our AI solution ensures maximum data protection
by processing all customer information exclusively
on the end-user's device.

  • Your clients' data is never shared with us or any third parties, eliminating the risk of external breaches while maintaining seamless, real-time verification capabilities
  • All data is processed strictly in the RAM of the device and is never logged or stored, which allows to achieve 100% on-premise architecture.
  • Verification is fully automated, with no human operators (HITL), crowdsourcing, or Mechanical Turk involvement.
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Verify the functionality by disabling
the network connection during your testing.
data privacy illustration

Multi-platform Integration

Frequently Asked Questions

How does bank card OCR work?

A client uses their camera to take a photo or video of a bank card; then, the bank card OCR detects card regions, analyzes number and text fields, and scans all bank card details, including card number, expiry date, cardholder name, and additional information. Once the information is recognized, it’s instantly converted into structured data for payment systems.

What types of cards does bank card scanning by OCR Studio support?

Debit and credit card recognition technology by OCR Studio has out-of-the-box support for credit and debit card formats from 21 payment systems, including Visa, Mastercard, UnionPay, and American Express. Furthermore, it is compatible with vertical card templates and card number formats in 1-line, 2-line or 4-line layouts, as well as IBAN cards.

How fast is the credit card scanner?

The credit card scanner by OCR Studio works ultra-fast. It scans any credit or debit card on a modern smartphone in as little as 0.09 seconds per frame, enabling automated card scan for rapid payment processing.

What devices is the debit card scanner by OCR Studio compatible with?

The debit card scanner by OCR Studio is compatible with smartphones and computers with a web-camera. Moreover, the SDK can be integrated into mobile applications, server-side applications, or web browsers (with the help of WebAssembly), and the technology can recognize data from photos as well as video streams.

Is the credit card recognition technology by OCR Studio secure?

Yes, the credit card recognition technology by OCR Studio is completely secure. OCR Studio does not store customer data, and no client information is sent to external servers, as all processing is performed on the customer’s device. Since OCR Studio’s technology operates fully offline — meaning no client information is sent to external servers, as all processing is performed on the customer’s device — it is fully compatible with PCI DSS-compliant applications.

Can OCR Studio’s bank card scanner work without the internet?

Absolutely. The scanner operates 100% offline on-device, ensuring cardholder data is never exposed or transmitted. This is crucial for fintech apps, payment terminals, and self-service kiosks that require secure local processing with scan debit and credit card functionality.

How can my company benefit from a bank card scanner?

By integrating OCR Studio’s bank card scanner, businesses can accelerate card data entry, reduce user friction, and automate onboarding or payment workflows. It also helps improve security and data compliance by avoiding manual entry and enabling offline operation. Our card scanning solutions SDK helps improve security and data compliance by avoiding manual entry and enabling offline operation.

What integration options does OCR BANK-Scan offer?

OCR BANK-Scan offers diverse integration options for native mobile apps, desktop systems, web pages and points of service. Learn more about integration options on the Developers page.

OCR Studio Demo Application

Try our free demo app, which showcases all our technologies

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OCR Studio Demo App

Get in Touch With Us Today!

For comprehensive details about our complete
range of solutions and services.

Or contact our sales team:

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